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Employee Benefit Programs

Attract and Retain a Strong Workforce

Attracting and keeping top talent starts with benefits that work for both your employees and your bottom line. Cascade makes it simple by sponsoring and managing employee benefit programs that deliver flexibility, practical support, and real value without unnecessary complexity or hidden costs.

Our goal is simple. Help you control benefit costs while offering plans that support recruitment, retention, and employee wellbeing.

In partnership with:

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Group Health Insurance

Cascade’s Association Health Plan, the Pacific Northwest Employers Life, Health Insurance Trust, allows qualifying members with up to 50 employees to join a larger pool of Oregon employers. By purchasing coverage together, participating employers can access broader plan options and more competitive pricing.

Coverage Options

Medical

  • Health Net of Oregon with multiple plan choices, including HSA eligible high-deductible health plans
  • Flexible pharmacy plan options

Dental

  • Delta Dental with broad provider choice
  • Willamette Dental HMO style plans at their clinic locations

Life and Disability

  • Underwritten by The Standard
  • Group life and AD&D
  • Dependent and supplemental life insurance
  • Short term and long term disability coverage

What Sets These Plans Apart

  • Online enrollment and benefits administration tools
  • Support with COBRA, HIPAA, and other compliance-related needs
  • Dedicated customer service, including claims advocacy and employee meetings

These programs are designed to reduce administrative burden while improving the employee experience.

Is This Group Health Insurance Program Right for Your Business?

If you want to explore coverage options, request a quote, or review your current employee benefits, Cascade’s managing general agent and key partner, Alera Group, can help.

Contact Alera Group
Email: csnwinfo@aleragroup.com
Phone: 503.546.7415

Retirement Plan Management for Employers

In partnership with Alera Group, Cascade supports employers offering 401(k), 403(b), and 457 retirement plans. Our approach focuses on transparency, fiduciary responsibility, and meaningful support for both plan sponsors and participants.

Retirement Plan Services Include

  • Easy to understand, highly rated service providers
  • Fully transparent, low-cost fee structures
  • One-on-one access to experienced advisors
  • Objective, client-focused guidance aligned with savings goals
  • Fiduciary consulting to help protect plan trustees
  • Ongoing education for employers and employees

Is a Retirement Plan Review Right for You?

Alera Group advisors understand that strong retirement benefits play a key role in attracting and retaining talented employees. If you are evaluating your current plan or considering a new one, a conversation can help clarify your options.

Contact Dan O’Doherty, CFP®, CLU, ChFC
Email: dan.odoherty@aleragroup.com
Phone: 503.542.4093

FAQs

Cascade provides a full range of employee benefits programs in Oregon, including group health insurance, dental and vision coverage, life and disability insurance, and retirement plan management. Our solutions help small and mid-sized employers attract and retain top talent while controlling costs.